Vazir
Built for Germany · Powered by Claude AI

Your entire financial life, managed with AI

Drop a bank statement or payslip — Vazir reads it, extracts the data, and organizes everything automatically. Built for Germany, available in English, Deutsch, and فارسی‎.

We never connect to your bank · You upload, we extract · Coming soon
app.vazir.de / import
PDF
kontoauszug.pdf
Extracting…
Extracted transactions
Demo · DE89 ••• 0042
14 MaiSupermarketGroceries-€48,21
14 MaiPublic TransitTransport-€12,40
15 MaiSalary — EmployerIncome+€4.200,00
15 MaiUtilities ProviderUtilities-€84,90
16 MaiStreaming ServiceSubscriptions-€10,99
16 MaiPharmacyHealth-€7,80
One dashboard. The whole picture.

Every euro, every account, every month — at a glance.

Vazir pulls together your spending, income, savings, and AI insights into one calm overview you'll actually want to open.

app.vazir.de / dashboard
May 2026
Income (May)
€4.500,00
+3.4%
Expenses (May)
€5.760,12
+37.8%
Savings rate
-28%
vs. +9% last month
Income vs. expenses
Last 6 months
Income Expenses
Dec
Jan
Feb
Mar
Apr
May
Spending by category
May 2026
Total
€5.760
  • Housing38%
  • Groceries18%
  • Transport12%
  • Eating out10%
  • Subscriptions8%
  • Other14%
AI Financial Insights
New
  • Your eating-out spend doubled this month — €248 across 14 visits. Want to set a €150 cap for June?
  • You can claim €312 of work-from-home costs as Werbungskosten on your 2025 Steuererklärung.
  • Spotify, Adobe, and 2 more subscriptions renewed this week — €38,97 total.
Step 1 — Import

No manual entry. Ever.

Import bank statements, payslips (Gehaltsabrechnungen), and receipts as PDFs or images. Claude AI extracts all data automatically — transactions, salary, deductions, and more.

PDF
Gehaltsabrechnung
Example GmbH
Musterstraße 1, 10115 Berlin
Abrechnungszeitraum
01.05.2026 – 31.05.2026
Brutto€5.250,00
Lohnsteuer-€981,42
Solidaritätszuschlag€0,00
Kirchensteuer-€78,52
Krankenversicherung-€445,12
Rentenversicherung-€487,89
Arbeitslosenversicherung-€78,75
Pflegeversicherung-€76,29
Auszahlung (Netto)€3.102,56
Extracted in 2.4 seconds
May 2026
Net salary
€3.102,56
From Brutto
€5.250,00
Lohnsteuer
€981,42
Krankenversicherung
€445,12
Rentenversicherung
€487,89
Sonstige Abzüge
€233,01
Categorized · added to May income

We never connect to your bank.

No Open Banking. No screen-scraping. No bank credentials. You upload statements as PDFs — Vazir only sees what you choose to share, and nothing else.

Supports:SparkasseDeutsche BankN26DKBINGCommerzbankRevolutTrade Republic+ any PDF
Step 2 — Ask

Ask anything about your money.

Claude knows your full financial picture — transactions, salary, assets, properties, taxes. Ask in plain language.

Vazir AI
Connected to 4 accounts · May 2026
Online
How much did I spend on food this month?

You spent €342,18 on food in May across 18 transactions.

Groceries
€218,40
11 visits · supermarket chains
Eating out
€96,78
5 restaurants
Delivery
€27,00
2 delivery orders

That's 14% above your 3-month average of €299. Want me to set a soft cap for June?

Am I saving enough?

Honestly — not this month. Your savings rate is -28% in May, mainly because of two one-off items:

  • 1.€1.800 deposit for a new apartment
  • 2.€620 flight booked mid-May

Excluding those, your savings rate would be +9.7% — in line with your YTD trend. You're fine.

Can I claim my coworking space as Werbungskosten?
What's my biggest expense?Forecast next monthTax-deductible items in MayCompare to last year
Step 3 — File

Stop dreading your Steuererklärung.

Vazir scans all your transactions and automatically suggests which ones are tax-deductible — across all 8 German tax categories like Werbungskosten and Sonderausgaben. Export a tailored PDF for ELSTER, Taxfix, Wundertax, or your Steuerberater.

Top
Werbungskosten
Work expenses
€2.18447 items
Sonderausgaben
Special expenses
€1.42012 items
Außergewöhnliche Belastungen
Extraordinary burdens
€6128 items
Haushaltsnahe Dienstleistungen
Household services
€4804 items
Handwerkerleistungen
Craftsmen services
€8923 items
Vorsorgeaufwendungen
Provident expenses
€3.9406 items
Kinderbetreuungskosten
Childcare
none
Spenden
Donations
€2205 items
Total deductible — Tax year 2025
€9.748≈ €2.940 estimated refund
TaxfixWundertaxSteuerberater
Assets & Portfolio

Your investments, always up to date.

Track stocks, ETFs, bonds, gold, crypto, and cash in one place. Live prices via Finnhub. See your P&L and return at a glance.

Live · Finnhub
Last refresh — 12:42 CET
AssetValueReturn
VWC
VWCE
Vanguard FTSE All-World
€22.966,88
+32.34%+€5.616,40
NVD
NVDA
NVIDIA Corp.
€19.205,40
+187.6%+€12.541,21
AAP
AAPL
Apple Inc.
€3.711,16
+12.4%+€408,90
DE1
DE10Y
German 10-yr Bund
€984,20
-2.18%-€21,92
XAU
XAU
Gold (physical)
€2.998,80
+18.2%+€461,80
BTC
BTC
Bitcoin
€11.301,30
-8.4%-€1.036,40
EUR
EUR
Cash · Savings account
€8.420,00
+2.1% APR+€176,82
Total portfolio value
€69.587,74
+€18.146,81all-time
Allocation
  • Stocks & ETFs60%
  • Cash12%
  • Crypto16%
  • Bonds & Gold12%
NVDASample ETF is up +187% since you started tracking — consider rebalancing to stay within your target equity allocation.
Crypto down 8.4% this week
5d
Everything in one place

More than just transactions.

Vazir covers the parts of your financial life that most apps quietly ignore.

Fixed Costs

Track every monthly subscription, rent, utility, and direct debit. Get notified when something changes.

rent · streaming · insurance

Installments

Manage furniture financing, phone plans, and any pay-over-time arrangements. See remaining balance and end date.

0% APR · monthly

Properties & Real Estate

Add your apartment or rental property. Vazir tracks valuation, mortgage, and rental income separately.

valuation · equity

Nebenkosten

Reconcile your annual utility bill against monthly prepayments. Spot overcharges instantly.

Heizung · Strom · Wasser

Reports & Charts

Monthly, quarterly, and yearly reports. Custom date ranges. Export to CSV or PDF for your accountant.

export · drill-down
Coming soon

Google Drive Auto-Import

Drop statements into a Google Drive folder. Vazir watches it and imports new files automatically.

Coming soon
Pricing

Simple, honest, sub-€5.

No annual lock-in. No hidden fees. Cancel anytime.

Free
€0forever

Everything you need to see where your money goes.

Notify me when available
  • Dashboard overview
  • Manual transactions
  • Fixed costs tracking
  • 5 AI chat messages / month
  • AI document import (PDF, payslips)
  • Tax return assistant
  • Assets & portfolio
Basic
€1/ month

All features unlocked. Manual data entry only.

Notify me when available
  • Everything in Free
  • Unlimited transactions
  • Assets & portfolio tracking
  • 30 AI chat messages / month
  • Tax return — manual entry
  • AI document import
  • Tax PDF export (ELSTER, …)
Most popular
Pro
€5/ month

Everything. Unlimited. AI does the boring parts.

Notify me when available
  • Everything in Basic
  • AI document import — unlimited
  • AI chat — unlimited
  • Tax PDF export (ELSTER, Taxfix, …)
  • Auto-categorization across accounts
  • Nebenkosten reconciliation
  • Priority support

Prices in EUR · VAT included where applicable · Built for the EU/Germany

ENEnglish
DEDeutsch
فافارسی

Built for Germany's international community

Fully translated and locale-aware. Switch between English, Deutsch, and فارسیfrom anywhere in the app — including RTL layout for Farsi.

Coming soon

Vazir launches later this year.

We're putting the finishing touches on the AI document import. Join the waitlist and we'll email you the moment Vazir is ready.

We never see your bank account

No spam. We'll only email you when we launch. Your address is stored in Germany.